Union Finance

union.finance

Union is an open-source protocol enabling onchain access to peer-to-peer credit without the need for collateral or credit scores. It allows users to build personal credit lines backed by trusted contacts, facilitating permissionless lending and borrowing. The protocol operates on Ethereum, democratizing access to credit and empowering users to underwrite based on personal trust. With 523 members and over $114,931 in available credit, Union positions itself as a vital tool for both personal and small business finance, aiming to lower the cost of capital and enhance economic growth.